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Commercial or Personal Auto Insurance…. how should you insure your vehicle?

If you don’t own a fleet of business vehicles you may not have given commercial auto insurance a thought. However, if you regularly use your vehicle for business there is a good chance you need Commercial Auto Insurance.

Who Needs Commercial Auto Insurance?

  • Vehicles registered to a business entity.
  • Business owners that contractually are required to maintain higher liability limits.
  • Business owners that let their employees drive their vehicle(s).
  • Contractors that regularly haul tools and equipment to job sites.
  • If your vehicle is heavier than a normal SUV or pick-up truck.
  • Employers that utilize employees driving their own vehicle for work.
  • If you regularly transport people.

Contact a Mountain Insurance business insurance adviser to determine how to best insure your business vehicles.

The simple way to access the best Auto Insurance options in Denver.

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We are not like most agencies that just offer Auto and home insurance…BUSINESS INSURANCE IS OUR SPECIALTY.

We “shop the market” to find you the best insurance value

We work for you, not the insurance company.

We insure ALL businesses

Poor claim history or driving records, cancellations? We insure all types of risks.

Most common Denver Commercial Auto Insurance questions from our clients

What is Hired/Non-Owned Auto Coverage?

Hired auto extends Commercial Auto liability to autos you lease, hire, rent or borrow. Non-Owned Auto provides coverage to fill the gap in personal auto liability for employees driving their personal vehicles for business.

Does my Commercial Auto Liability coverage extend to rental vehicles?

Yes, if you have Hired Auto and/or Drive Other ar coverage.

Can anyone drive my vehicle if insured on a commercial auto policy?

Unlike a personal auto policy that extends coverage to anyone you give permission to drive your vehicle, you must notify the insurance company of all your drivers.

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Miles M.
Mountain Insurance

The right coverage at the best price. Colorado's trusted insurance advisers since 1997

About Us

We are dedicated to providing our clients with the highest quality in business and personal insurance products and services at the most competitive prices in Denver, CO.

3705 Kipling Street, Wheat Ridge, CO 80033
303 420-4774