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A Business Owners Policy is the easy and cost-effective way to insure your small to medium sized business

A Business Owners Insurance Policy, also known as a BOP, is a policy that combines multiple coverages into one cost-effective package. It’s popular among a variety of lower-risk small and medium-sized businesses such as restaurants, wholesalers, retail stores, offices, and contractors.

A typical BOP combines protection for all major property and liability risks in one insurance package:

  • General Liability
  • Property, including:
    • Building
    • Business Property
    • Property in Transit
    • Tenants Improvements
  • Business interruption
  • Crime, including:
    • Money & Securities
    • Accounts Receivable

In addition, the policy can be customized to add
optional coverages such as:

  • Cyber Protection
  • Employment Practices Liability
  • Professional Liability
  • Hired & Non-Owned Auto Liability

Contact a Mountain Insurance business insurance
adviser to determine if a BOP if right for your

Request a Business Owner's Insurance Policy

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We know your business

Business Insurance… It’s who we are, it’s what we do.

We “shop the market” to find you the best insurance value

We work for you, not the insurance companies.

We insure ALL businesses

Poor claim history or previously canceled?… we insure all risks.

Most common Denver Business Owner Policy questions from our clients

Do BOP policies require an audit be completed at the end of the policy term?

Unlike Commercial General Liability policies, not all BOP’s require an audit to be completed.

Are all BOP policies basically the same?

Not necessarily. Many insurers issue policies on standard Insurance Services Office (ISO) forms while others utilize their proprietary forms. For that reason, there can be some significant differences in the level of coverage. Contact a Mountain Insurance business advisor to determine which company’s BOP best fits your needs

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Mountain Insurance

The right coverage at the best price. Colorado's trusted insurance advisers since 1997

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We are dedicated to providing our clients with the highest quality in business and personal insurance products and services at the most competitive prices in Denver, CO.

3705 Kipling Street, Wheat Ridge, CO 80033
303 420-4774